We’ve used $35,000 as this is the average balance of contributing members ( FMA News & Resources). Morningstar does not rank all KiwiSaver providers.
FEES: Comparing JUNO’s one low monthly fee to the Morningstar industry average for a KiwiSaver balance of $35,000 in a Growth fund, according to Morningstar data as at 30 September 2021. Completing the JUNO application form takes 2 minutes on average if you have your IRD number, ID and proof of address ready.
IRD data for total number of provider switchers for the 12 months to 31 August 2021. JUNO Growth Fund 3-year and 10-year market index returns are 9.3% and 11.3% respectively, and JUNO Balanced Fund 3-year and 10-year market index returns are 7.7% and 9.5% respectively, at 30 September 2021, annualised p.a.Ģ. Morningstar does not rank all KiwiSaver providers and risk profiles vary between funds. PERFORMANCE: JUNO KiwiSaver Growth Fund is ranked #1 for 3-year annualised returns (17.5%) out of 30 funds in the Morningstar KiwiSaver Multi-sector growth category, and JUNO KiwiSaver Balanced Fund is ranked #1 for 3-year annualised returns (10.5%) out of 29 funds in the Morningstar KiwiSaver Multi-sector balanced category to 30 September 2021 (after fees but before tax, calculated by Morningstar). Past performance is not a reliable indicator of future returns.ġ. Please see a financial adviser for tailored advice. For information about the advice we can provide, our duties and complaint process, click here. Any advice on this website is general only and does not account for personal circumstances or financial goals. Click here for our Product Disclosure Statement. Wet or dry,your products will blend easily and effortlessly with our without water.Pie Funds Management Limited is the issuer and manager of the JUNO KiwiSaver Scheme. When these two layers work together, they create a fusion technology that provides the perfect blend using less product.īecause the outer layer is covered with microscopic fibers, it picks up and locks in your makeup products so that it can be applied exactly where you want it, just like a makeup brush. The second layer of our sponge is a traditional antimicrobial makeup blender. The ultra-soft,non-abrasive microfiber material is made with very small fibers that are smaller than a strand of silk and hold onto any liquid product. We’ve designed the JUNO Velvet Sponge with all-over makeup application in mind, with a tapered design for precision blending for every contour of the face and a flat bottom for a more ergonomic and natural looking all-over application. Unlike other blending sponges, the JUNO Velvet Sponge is lightweight and made of a microfiber material that’s velvety soft. Perfect for powder bronzers, blush, andhighlighters. Perfect for liquid foundations, concealers,and contouring. Material: Hydrophilic Polyurethane,Anti-microbial Microfiber. If you’re looking for a more natural,airbrushed foundation finish the JUNO Microfiber Velvet Sponge is your go-to.Made with velvet-soft microfiber bristles and a slanted edge for controlled stippling, the JUNO Microfiber Velvet Sponge provides buildable coverage, fast.